Bike insurance? Why would I want that?

When you're cycling in areas where children are likely to be playing or cars are passing by, the risk of accidents is high. Having cycling insurance can provide a desired safety net.

I carry two types of insurance to cover personal medical costs, damage/theft of my bike, damage to property (someone else\'s), and injury to others.

I have come across the following insurance companies that are either bicycle specific or will cover emergencies when bikepacking ... American Alpine Insurance Markel Bicycle Insurance USA Cycling - Spot Insurance Velosurance Wandering Nomads Traveling Insurance